Alabama Auto Insurance

From Alabama Auto Insurance Laws & Requirements to Alabama DUI Laws, from Alabama Teen Driver Laws to Alabama Auto Insurance Rate Estimates, from Alabama Auto Theft Statistics to Alabama Auto Insurance Rate Trends, trying to find all the information you need can be daunting. The good news is that if you're a Alabama driver, the facts you want are right here.
Alabama Auto Insurance Laws, Minimums, Requirements
What mandatory auto insurance laws exist in the state of Alabama?

- All Alabama drivers must be covered by liability insurance or an acceptable alternative i.e. motor vehicle liability bond or deposit of cash. The motor vehicle liability bond must be filed with the Department of Revenue’s Motor Vehicle Division. The deposit of cash with the Alabama State Treasurer shall be a sum of not less than fifty thousand dollars ($50,000).
- Alabama requires that driver’s provide proof of insurance at time of registration.
Alabama DUI Laws
In the state of Alabama, you can be arrested for and charged with a DUI, even if you are not driving the car. Alabama is an “actual physical control” state. What this means is Alabama DUI laws allow officers to arrest intoxicated individuals whether they are just sitting in the car or driving it. Actual physical control means the exclusive physical power, and present ability, to operate, move, park or direct whatever use or nonuse is to be made of a motor vehicle at the moment, as determined by the totality of the circumstances. An individual that meets one of the above conditions and who is sitting in, or even asleep in a motor vehicle may be guilty of DUI, DWI, or drunk driving.
Alabama (AL) Teen Auto Insurance Laws, Rates & Requirements
In the state of Alabama, only 6 percent of driver’s on the road are teenagers. Sadly, teen drivers are responsible for roughly 15 percent of all highway deaths in the state. Of the 1,100 fatal accidents that occurred within Alabama state lines in 2007, around 165 involved teens. In an effort to reduce the number of fatal traffic accidents involving teens, the state of Alabama has its own version of Graduated Driver Licensing (GDL), as well as automatic restrictions on teen driver licenses.